It's an unnecessary reality. In school mistakes and failure are frowned upon. They are things to be avoided at all costs. The byproduct of mistakes and failure in school are bad grades, which impact your ability to get into a good college and get a good job.

Now juxtapose this to the real world of business. In the real world of business mistakes and failure are a prerequisite for success. In fact, there would be no business success if it were not for the foundation upon which such success was built, which is mistakes and failure.

There are four stages of financial success. Stage One is Action. You need to do do something. Stage Two is Mistakes/Failure. You need to make mistakes or fail. Stage Three is Learning. You need to learn from your mistakes and failures. Stage Four is Changing. One you have learned from your mistakes you change your actions. It's a process. Through action you make mistakes, learn from those mistakes and then change your actions.You need to change the way you do things in order to fine tune what it is you do. The ultimate goal is to improve ourselves. Successful people know these stages. Successful people live these stages.

At the heart of the matter is the way our children are educated. Simply put, the template society is using to educate our children is institutionalizing mediocrity and stifiling innovation and entrepreneurship. Our schools are teaching our children to get a good secure job and be good employees. In a land of unlimited opportunity; one in which the American Dream is possible, we are teaching our children to ignore the American Dream and buy into a system in which you get a job, buy a mortgage, spend your money and live paycheck to paycheck. Once you get on this treadmill it's awful hard to get off. It's no accident. Society wants to ensure its employee base. Government needs the steady and measurable federal and state income tax withholding that all employees are required to pay. And our schools, most of which are run by government, are eager to comply.

The fact is ninety-five percent of Americans are eking out a living. They are living paycheck to paycheck. When a recession hits they rely on government handouts (unemployment benefits, welfare) in order to avoid being homeless. The other five percent, however, do not live paycheck to paycheck. They are the wealthy in this country and most are not employees. They are entrepreneurs who take risk, make mistakes, fail, learn, change and make money. This five percent saves for retirement, have nice homes and cars. They go on nice vacations and are able to save for college for their children. This five percent have a financial safety net that guarantees they will not need a government handout to survive. This five percent realizes the American Dream.

Why are only five percent of Americans realizing the American Dream?  What are they doing right that the ninety-five percent are doing wrong? After five years of researching this question I uncovered the answer. The top five percent of income earners and asset owners in America have certain, specific good daily habits that the other ninety-five percent do not have. I call these good daily success habits Rich Habits (www.richhabits.net). These wealthy families teach their children certain daily success habits that they take with them into their lives. This five percent teaches their children how to be financially successful in life. In the Jewish community they call these Rich Habits, traditions. The Jewish community passes along to their children traditions that guarantee them financial success in life.

I know what I am talking about. After all I wrote the book on it (Rich Habits - The Daily Success Habits of Wealthy Individuals). I train individuals and companies how to become financially successful  My goal is to undo the damage our school system and our government is doing to our future entrepreneurs. I am a CPA on a mission: to end the cycle of financial failure that grips most in our country. By following certain daily success habits, individuals can achieve unlimited financial success. Rich Habits is the play book for the American Dream. If you want to break the cycle of financial failure and reach the American Dream pick up a copy of Rich Habits today. You are worth the small investment. https://secure.mybookorders.com/order/multiproduct.aspx?siteid=176