Financial success requires luck. Wealthy individuals create their own luck. The good luck created by the wealthy is known as opportunity luck. Opportunity luck is a byproduct of living what I call the "Rich Habits". These are the daily success habits of the wealthy. These are specific things wealthy individuals do, every day, that sets them apart from everyone else. I've articulated these "Rich Habits" in my book of the same title but they are also scattered about in my many articles and blog entries. What is true is that good daily habits, or "Rich Habits", and opportunity luck are two sides of the same coin, with the coin representing financial success. Financial success is elusive. It requires a dedication to living good daily habits in pursuit of a major goal, purpose or project. Without living these daily success habits, opportunity luck is impossible to attain and thus financial success will continue to elude  you. 

Opportunity luck is everywhere. It is all around us. The problem is that only those who have good daily success habits see them. Unfortunately, most individuals have bad habits. They are never taught the "Rich Habits" of life.  The top 5% income earners in this country live the "Rich Habits" every day. Most are taught, at a very early age by their parents, the daily success habits needed to achieve financial success in life. This is why it is true when people say "the rich get richer". The remaining 95% are never taught by their parents or by their schools, these success habits. Thus, they struggle financially their whole lives. A very few somehow recognize this deficiency and break out of this cycle of failure. Through a desire to constantly improve themselves (one of the Rich Habits) these rebels learn over the course of their lives, those good daily success habits that set themselves apart from everyone else. These individuals are few and far between. There simply is no course taught in our school system on how to be financially successful in life. Instead, our children are taught to do well in high school so you can get into a good college and this will enable you to then obtain a good job. Getting a job means joining the "rat race". Our schools are teaching our children to be rats in this rat race. That is too bad. 

When you live the "Rich Habits", opportunity luck manifests itself. The "Rich Habits" force you to become "success conscious" and, thus look for opportunities. Oftentimes these opportunities come dressed up in work clothes. Sometimes these opportunities appear in the form of a financial investment or an investment of your time. And sometimes opportunity luck makes its appearance in the form of an ordinary man peddling a product or idea or even as an author trying to promote their book. Opportunity luck is like the air, it is all around us and everywhere. Those who live the "Rich Habits and who achieve unimaginable wealth are the beneficiaries of opportunity luck. Where others are blind, these success-minded individuals, see opportunity luck.