Everyone procrastinates. Some more than others, but rest assured everyone falls victim to this bad habit to some extent. The key to financial success is to limit procrastination as much as you can. Procrastination is a bad habit. It directly affects your ability to achieve financial success in life. When you procrastinate, your work product suffers, you impair your relationships, you lose credibility, and your self-esteem is negatively impacted. Wealthy people do not procrastinate very often. They have overcome the desire to procrastinate. Let me repeat that last sentence. Wealthy people have overcome the desire to procrastinate. Financially successful people, just like poor people, have to fight the urge to procrastinate every day. It's a battle they wage and win most of the time. And overcoming procrastination, most of the time, is all you need to be victorious over procrastination. So how do wealthy people overcome procrastination? I will share with you a few of the most popular techniques used by wealthy people in fighting the desire to procrastinate.

Wealthy People Set Behavior-Specific Goals
I'm not talking about general, vague, broad sweeping goals here. I am talking about goals that are specific, detailed and directly tied to some behavior or physical activity. Many people try to set goals but do it all wrong. Unless a goal is a "behavior goal" and very specific, don't bother setting it. You won't reach it and you will only become disillusioned about goal setting. So what do I mean by behavior-specific goal setting? Let me give you an example. A meaningless goal would be: "I will make $100,000 this year in life insurance commissions. This goal will very likely never be achieved. It says nothing. it's really more a wish than a goal. In order for this goal to have any value it must be stated in such a way that specifically defines, by activity, how you will make $100,000 for the year. In order to achieve this broad goal you need to break it down into smaller, behavior-specific goals.

Example:
1. I will make twenty prospecting calls per day, every day of this week.
2. Out of these daily calls, my goal is to obtain two prospect meetings each day.
3. From these prospect meetings, my goal is to write five life insurance policies for the week.
  
Now you have a shot at getting to $100,000 in life insurance commissions for the year because you have created behavior-specific goals, or specific action oriented steps (sub-goals) needed to achieve your overall, broad seeping goal (wish) of making $100,000 for the year.

Wealthy People Set Daily Goals (aka "to-do lists")
Most wealthy people have told me they hate the title "to-do lis"t. The phrase "to-do list" makes them feel like prisoners or slaves, chained to their desks or job site. The title sets in motion all sorts of negative emotions. To get around this, wealthy people have mutated their to-do lists into something they refer to as "daily goals". Daily goals sound better. it makes you feel less like a slave and more like an entrepreneur trying to achieve something meaningful. In order for your daily goal list to be useful, you must define a specific time of the day in which you are going to tackle each daily goal. Setting a specific time helps fight the urge to procrastinate. If you leave the daily goal item open ended in terms of when you will start on it, you will allow the voice of procrastination to enter your mind. Specifying a time at least gives you a fighting chance against the voice of procrastination, when it comes calling. And it will come calling. 

Wealthy People Use Techniques to Fight The Urge To Procrastinate 
In my five years of researching the daily success habits of wealthy individuals, a number of them used a technique that I now use successfully and will share with you. I call it the "Do It Now" self-nagging technique. It's very simple. When you are faced with a task that you really would rather put off, say to yourself over and over again "do it now", "do it now", "do it now". By the twentieth time you will find yourself sitting down to tackle the task, if only to end the self-nagging. If you make a daily habit of saying "do it now", in time you will find that the number of times you need to repeat this phrase decreases as does you desire to procrastinate.