"Ask and it shall be given". This pithy biblical verse from Matthew 7:7 is the very foundation of The Law of Attraction. This terse biblical verse is used as a prop to validate the principles behind The Law of Attraction. "Ask and it shall be given", sounds nice. It makes us feel good because what it is really saying to us is "wish and you'll get what you want in life". This is what makes the Law of Attraction so compelling. The idea that you can think something into your life. It plays very well to the human frailty we all possess, which is the desire to get something by doing nothing. This human trait is the reason why the lottery and gambling are so rampant in our society. The Law of Attraction is no better than buying a lottery ticket. Despite all of its good intentions, it is nothing more than a false god. It is an energy drink at a time when your body needs a home cooked meal.  I have an unfortunate news flash for the disciples of The Law of Attraction: life does not give you things just by thinking those things into your life. If all we needed to do was to ask and it shall be given, then most of us would be living in Mcmansions on the beach, with an SL 500 parked in the garage and passive income flowing into our bank accounts. 

    Only action will give you any shot at wealth. You need to take action if you want to achieve any real financial success in life. In a nut shell The Law of Attraction does not work, and "ask and it shall be given" are just words from a very famous old book written by a human being many thousands of years ago, in a time very different than the one we live in today. We've come a long way since then. We've evolved as a species. We're different today than we were 2,000 years ago. We're smarter. We have more knowledge. We have better and more abundant information. We have an additional 2,000 years of human experience to look back upon. New, proven concepts abound and it is these experienced-driven concepts and principles that we should be adopting into our lives, not 20 words written a long, long time ago.

    The secret to achieving financial success has always been called a secret. Why?  Rich people will shower you with platitudes. They will beat their chest about hard work, commitment, intelligence, perseverance, studying hard, getting good grades and on and on. The fact is financial success has nothing to do with any of those things. It has nothing to do with the number of hours you work in a day, or your intelligence, or the college you graduated from or your profession, or your tenacity. The reason financial success has always been a secret is because rich people have no idea why they are successful. It's a secret even to the wealthy.

    If financial success is a secret, even to wealthy people, than we're all screwed, right?  Not exactly. It's not a secret to everybody. It's not a secret to this CPA, who has spend 25 years advising and studying wealthy people. I know the secret. Not very many people share my knowledge. I stumbled upon the secret to financial success after a client asked me five years ago, "what am I doing wrong?". I spent five years trying to answer that question. It was a purely accidental discovery. But what an epiphany it was.
  
    The secret to financial success in life = your daily habits. Financial success is directly tied to your daily habits of living. Financial success = certain, specific good habits you employ every day. When your daily habits are constructive, good habits, you will become wealthy. I like to call these good habits, "The Rich Habits". These are daily habits that lead to success. The byproduct of living The Rich Habits is health, happiness, nice vacations, modest, but nice homes, family time, numerous good relationships, plenty of savings, robust retirement plans, successful businesses, no debt and a general feeling of well being.
 
    What are these "Rich Habits"? The Rich Habits represent five years of research into the daily habits of wealthy people. I've narrowed these daily wealth habits down into ten Rich Habits. If you live these ten Rich Habits every day you will become financially successful. You will see your wealth accumulate, day by day. Your mindset will change and you will see yourself as financially successful. By following the Rich Habits you will intuitively know that you are becoming wealthy. You will feel it in your bones. Once you begin living the Rich Habits you cannot stop the process. You will be forever changed.  

Let me give you a small preview of one of The Rich Habits; Rich Habit #1: "I will form good habits and follow these good habits every day"

The following represent some of the daily good habits rich people live each and every day:

1. They eat in moderation
2. They drink in moderation
3. They exercise daily
4. They engage in daily self improvement in areas that are centric to their trade or profession
5. They limit their consumption of TV
6. They limit their use of the Internet
7. They network by fanatically building strong relationships with everyone
8. They live or die according to their "Daily Goals" (aka "To Do Lists"). They get things done
9. They are goal oriented. They write down their goals. They establish daily goals, monthly goals, current year goals and long term goals. They refer to these goals every day
10. They control their thoughts and emotions every day
11. They don't curse frequently, if at all
12. They return phone calls
13. They call people on their birthdays
14. They call people to congratulate them on some achievement or life event, or just to say hello
15. They listen intently
16. They do not talk too much
17. They do not say inappropriate things
18. They control their temper
19. They are thoughtful in their responses
20. They work extra hours each day
21. They do not say crude things
22. They are disciplined in the use of their time
23. They are never sarcastic
24. They are generous with their time and money
25. They are involved with charitable organizations
26. They give their time to their community
27. They are involved with their church
28. They are concerned about the other person and not about themselves
29. They are positive
30. They are optimistic
31. They force themselves to be happy
32. They are grateful
33. They save 10% of their income
34. They have a CPA
35. They have a financial planner
36. They have adequate life insurance
37. They have disability insurance
38. They have long-term care insurance
39. They manage their taxes
40. They live moderate lifestyles
41. They don't own mcmansions
42. They buy cars rather than lease cars
43. They keep their cars until the wheels fall off
44. They buy good stuff that lasts
45. They like themselves

In time I will share with you each one of the other nine Rich Habits. If you have any interest in becoming financially successful go to www.richhabits.net and request my toolkit, which includes various templates that you can use to change your life.